Northpoint Development Bank, Inc., is a part of the continuously growing businesses of the Ongtenco Family operating in diverse industries; vehicle distributorship, real estate, education, and banking. Its sister companies consist of Motortrade Nationwide Corporation, Bank of Makati, Inc. (A Savings Bank), Inc., Fundline Finance Corporation, Veradex Development Corporation, Honda Prestige Traders, Inc. , Global Reciprocal Colleges, Transnational Properties, Inc., Motortrade Topline Inc., and Motorjoy Depot, Inc.

Northpoint Development Bank, Inc., was originally founded as a Rural Bank in May 22, 1956. It used to be known as Urdaneta Rural Bank, Inc., and was later called New Urdaneta Rural Bank, Inc. in 1983. The Bank considered the town of Urdaneta, Pangasinan its first home, hence the names. Through BSP and SEC approvals on 1998, the Bank upgraded its classification from a Rural Bank to Thrift Bank and changed its name to Northpoint Development Bank, Inc.